1-bed apartment
1-bedroom apartment, Potamos Germasogeia · Ref. SC-A1
€420,000Developer direct. No VAT added
photos & priceBedrooms 1Area 73 m²To the sea 150 mBuilt 2022
Savings in a home that pays rent
Move part of your savings into a home in the eurozone that pays rent
A title deed at the Cyprus Land Registry, EU property law, rent in euros and a market that rose 7.5% in a year. Two finished homes in Limassol, sold directly by the developer.
Two homes, one developer. When they are sold, they are gone.
Why savers look abroad
Keeping all your savings in one currency and one country feels riskier every year.
Bank deposits pay less than inflation.
Paper investments can drop overnight; you want something you can stand in.
Best fit: 1-bed apartment
The 1-bed is the liquid, easy-to-let format: the median 1-bed rent in Germasogeia is about €1,400 a month. The penthouse is the rarer, top-end asset with a private rooftop pool.
Also fits
3-bed penthouse
3-bedroom penthouse with private rooftop pool, Germasogeia · Ref. SC-P3
€1,100,000Developer direct. No VAT added
photos & priceBedrooms 3Area 146 m²To the sea 300 mBuilt 2020
Why buy from the developer
A real asset in an EU country
Cyprus has been in the EU since 2004 and in the eurozone since 2008. Ownership is registered at the Land Registry.
Earns while it holds value
Rent in euros covers running costs and adds income.
A market with momentum
Cyprus recorded 12,047 sale contracts from January to July 2026, 14% more than a year earlier.
Simple to own
No annual property tax. Running costs are communal fees, utilities and insurance.
EU
member since 2004, euro since 2008
+14%
sale contracts, Jan–Jul 2026 vs 2025
≈4%
gross rental yield, 1-bed
From your door to the sea
Scroll to walk the route. The map is to scale; distances are measured to the beach.
1-bed apartment
150m2 min on foot
Penthouse with rooftop pool
300m4 min on foot
Schematic map: distances to scale, streets simplified.
1-bed apartmentPenthouse with rooftop pool
SeaBeach100 mYou are on the beachHow the purchase works
Buying a finished home from the developer usually takes four to eight weeks.
Day 1
Video tour and property pack
Floor plans, title status, every cost and a rent forecast on your WhatsApp.
No payment, no obligation
Week 1–2
Viewing in person
We meet you at the airport and show both homes and the area in one day.
Still no payment
Week 2–3
Your lawyer checks everything
Title deed, charges, permits and the contract, by a lawyer you choose.
Deposit only after the check
Week 3–4
Contract signed and deposited
The lawyer deposits the contract at the Land Registry.
Your right to the home is registered
Week 3–8
Permission to acquire
Non-EU buyers apply after signing; your lawyer files it.
Handled by your lawyer
Week 4–8
Transfer and keys
Balance paid, title transferred, keys in your hand.
Ownership in your name
Why it makes sense to look now
+7.5%
Cyprus house prices in a year to Q1 2026
Central Bank of Cyprus
≈ +€31,500
what that pace would add to €420,000 in a year
Illustration of past growth, not a forecast
12,047
sale contracts Jan–Jul 2026, up 14%
Land Registry data
2
homes for sale. When they are sold, they are gone
Developer-direct, no new stock
Facts, not sales pressure. Buying before spring means the home is ready to rent out for the 2027 summer season.
What you get in your pack
- Net yield after every cost
- Purchase costs to the euro
- Introductions to a lawyer and a tax adviser
- Live video tour of the home
Get the numbers for my savingsAsk the developer on WhatsApp
Free, no obligation. Only the developer’s team sees your details.
Our four promises
- Every number in writing
- Price, transfer fee, lawyer, communal fees, running costs. No surprises after you commit.
- Your lawyer, not ours
- We give you a shortlist of independent lawyers. You choose; they work only for you.
- No pressure
- We will never invent a deadline. The only limit is real: there are two homes.
- Straight answers
- If something is a weakness, we say it first and in writing. For example, if a sale does not meet the €300,000 residency conditions, you hear it from us before your lawyer finds it.
Holding part of your savings in a euro property
Pros, risks and costs
Some buyers come to Cyprus less for the beach than for the currency: a home in the eurozone, registered at the Land Registry of an EU state, that produces income in euros. Here is a balanced view of what that achieves, what it does not, and how our two homes fit.
What a euro property gives you
Cyprus has been in the EU since 2004 and in the eurozone since 2008. Ownership is recorded at the Land Registry, and the contract is deposited there before transfer, which protects the buyer. A home near the sea in Limassol is a real asset you can use, let or sell, valued and rented in euros.
For savers whose income or savings are in another currency, that adds diversification: part of your wealth moves with the euro and the Cyprus property market rather than with your home currency alone.
What it does not do
Property is not cash. Selling takes weeks or months, and buying and selling both have costs. Prices can fall as well as rise; Cyprus prices dropped sharply after 2013 before recovering. A euro property is a long-term holding, not a place for money you may need next year.
Income while you hold it
Rent turns the asset into income. The 1-bedroom apartment, 150 m from the beach, would earn about €1,400 a month at the 2026 median for Germasogeia; the penthouse with its private pool can be expected to rent above the €3,300 median for a 3-bed. Net yields after costs are modest, around 3% for a long let, but they are paid in euros.
Costs in and out
Buying: no VAT is added to our prices; the transfer fee is charged at the reduced rate (about €13,400 on the apartment for one buyer) and the lawyer charges about 1% plus VAT. Holding: communal fees, insurance, utilities if empty; no annual property tax. Selling: agent’s fee if you use one, and capital gains tax of 20% on the gain from Cyprus property, with lifetime exemptions for individuals.
Moving the money in
Funds go to your lawyer’s client account. Banks and lawyers in Cyprus apply strict anti-money-laundering checks, so prepare evidence of the source of funds: salary, sale of an asset, savings history. A licensed currency specialist can fix the exchange rate in advance and usually costs less than a bank.
Which home fits this goal
For a pure savings and income holding, the 1-bedroom apartment is the more liquid asset: it costs less, lets more easily and has a wider pool of future buyers. The penthouse suits buyers who also want to use the home with family. Both are new, furnished and sold directly by the developer.
Questions to ask yourself first
Will I need this money within five years? Do I want to use the home, or only hold it? Am I comfortable with a tenant and a management company? How will I report the asset and the income in my country of tax residence? Clear answers to these four questions make the decision much easier than any market forecast.
Questions buyers ask
Can foreigners own property in Cyprus outright?
Yes. Non-EU buyers apply for permission to acquire, which the lawyer files after signing. The title is registered in your name at the Land Registry.
Can I pay from abroad?
Yes. Payments are made by bank transfer, usually through your lawyer. A currency specialist can save you money on the exchange rate.
How easy is it to sell later?
Limassol is one of the most active markets in Cyprus. Furnished one-bedroom flats near the sea are among the easiest homes to let or resell.
How is it taxed when I sell?
Capital gains tax in Cyprus is 20% of the gain after allowances, which rose in 2026. Your home country may also tax it; check with a tax adviser.
Is the price negotiable?
Prices are set to the market. Serious offers after a viewing are discussed directly with the developer, without a middleman.
What if my lawyer finds a problem?
You will know before you pay a deposit, because the check comes first. You decide whether to proceed.
Is it safe to pay from abroad?
Payments are made by bank transfer, usually through your lawyer, and the contract is deposited at the Land Registry. A currency specialist can save you money on the exchange rate.
See what part of your savings could earn in Limassol
Leave your number. We send the net yield, the purchase costs and a video tour.
- Net yield after every cost
- Purchase costs to the euro
- Introductions to a lawyer and a tax adviser
- Live video tour of the home
