1-bed apartment
1-bedroom apartment, Potamos Germasogeia · Ref. SC-A1
€420,000Developer direct. No VAT added
photos & priceBedrooms 1Area 73 m²To the sea 150 mBuilt 2022
Retire to the Limassol seafront
Retire to the Limassol seafront: sun, English and the sea 150 m away
A furnished 1-bed with a lift, parking and a short walk to the beach and shops. Or a 3-bed penthouse with room for the family when they visit. Bought from the developer, with every cost shown upfront.
Two homes, one developer. When they are sold, they are gone.
What holds people back
Grey winters and rising bills at home.
Moving abroad later in life feels risky: language, healthcare, paperwork.
You do not want a villa up a hill, stairs everywhere and a long drive to the shops.
Best fit: 1-bed apartment
The 1-bed is built for easy living: a lift, covered parking, air conditioning and a level walk to the beach, cafés and shops. The penthouse has three bedrooms for family visits.
Also fits
3-bed penthouse
3-bedroom penthouse with private rooftop pool, Germasogeia · Ref. SC-P3
€1,100,000Developer direct. No VAT added
photos & priceBedrooms 3Area 146 m²To the sea 300 mBuilt 2020
Why buy from the developer
English everywhere
English is spoken across Limassol, contracts are in English and the legal system is based on English common law.
Easy daily life
Lift, covered parking, shops, clinics and the seafront within walking distance.
Low running costs
No annual property tax in Cyprus since 2017. Running costs are communal fees, utilities and insurance.
Family can visit easily
Larnaca airport is about 45 minutes away, with direct flights to London and across Europe.
300+
sunny days a year
€0
annual property tax
150 m
from the 1-bed to the sea
From your door to the sea
Scroll to walk the route. The map is to scale; distances are measured to the beach.
1-bed apartment
150m2 min on foot
Penthouse with rooftop pool
300m4 min on foot
Schematic map: distances to scale, streets simplified.
1-bed apartmentPenthouse with rooftop pool
SeaBeach100 mYou are on the beachHow the purchase works
Buying a finished home from the developer usually takes four to eight weeks.
Day 1
Video tour and property pack
Floor plans, title status, every cost and a rent forecast on your WhatsApp.
No payment, no obligation
Week 1–2
Viewing in person
We meet you at the airport and show both homes and the area in one day.
Still no payment
Week 2–3
Your lawyer checks everything
Title deed, charges, permits and the contract, by a lawyer you choose.
Deposit only after the check
Week 3–4
Contract signed and deposited
The lawyer deposits the contract at the Land Registry.
Your right to the home is registered
Week 3–8
Permission to acquire
Non-EU buyers apply after signing; your lawyer files it.
Handled by your lawyer
Week 4–8
Transfer and keys
Balance paid, title transferred, keys in your hand.
Ownership in your name
Why it makes sense to look now
+7.5%
Cyprus house prices in a year to Q1 2026
Central Bank of Cyprus
≈ +€31,500
what that pace would add to €420,000 in a year
Illustration of past growth, not a forecast
12,047
sale contracts Jan–Jul 2026, up 14%
Land Registry data
2
homes for sale. When they are sold, they are gone
Developer-direct, no new stock
Facts, not sales pressure. Buying before spring means the home is ready to rent out for the 2027 summer season.
What you get in your retirement pack
- Video walk: beach, shops, clinic
- Purchase and running costs, to the euro
- Introductions to an English-speaking lawyer and tax adviser
- Fly-in day with airport pickup
Get prices and a video tourAsk the developer on WhatsApp
Free, no obligation. Only the developer’s team sees your details.
Our four promises
- Every number in writing
- Price, transfer fee, lawyer, communal fees, running costs. No surprises after you commit.
- Your lawyer, not ours
- We give you a shortlist of independent lawyers. You choose; they work only for you.
- No pressure
- We will never invent a deadline. The only limit is real: there are two homes.
- Straight answers
- If something is a weakness, we say it first and in writing. For example, if a sale does not meet the €300,000 residency conditions, you hear it from us before your lawyer finds it.
Retiring in Cyprus
What daily life and costs look like
Cyprus has long attracted retirees from the UK and elsewhere: English is spoken everywhere, people drive on the left, winters are short and mild, and foreign pensions can be taxed at a low flat rate. Here is a practical view of retiring to Germasogeia, Limassol, and why a flat with a lift near the beach makes life easier.
Climate and the rhythm of the year
Limassol has more than 300 sunny days a year. Summers are hot, so most retirees swim early and stay in the shade in the afternoon; spring and autumn are the best seasons of all. Winters are mild, with most rain between December and February. An energy class A flat with air conditioning in every room keeps both seasons comfortable.
Tax on pensions
Cyprus tax residents can choose to have foreign pension income taxed at a flat 5% above an annual exemption, instead of at normal rates. Government service pensions are often taxed in the country that pays them under tax treaties. The rules are generous but detailed, so ask a Cypriot tax adviser to model your own pension before you move.
Healthcare
Residents join the national health system GHS (GESY), which covers GP visits, specialists and hospital care for a small co-payment. Limassol also has private hospitals and clinics with English-speaking doctors, and many retirees keep private insurance for faster appointments. Pharmacies are everywhere in Germasogeia.
Residency for retirees
UK and other non-EU citizens usually apply for a visitor permit (Category F), which requires a secure annual income from abroad and health insurance. New homes bought from a developer may also open the fast-track permanent residence route if the sale meets its conditions; your lawyer checks the documents before you pay.
Why this apartment suits retirement
The 1-bedroom apartment is on the 3rd floor with a lift and covered parking, so shopping comes up without stairs. The walk to the beach is about 150 m and level. Restaurants, cafés, pharmacies and small shops are around the corner, and the communal pool in the gated garden is a quiet place to swim. It is furnished and nobody has lived in it, so moving in is simple.
Monthly costs
Running costs for the apartment are communal fees, electricity, water, internet and insurance; there is no annual property tax. Food and eating out cost about the same as in the UK, sometimes less. We list the apartment’s running costs in the property pack, so you can build a realistic monthly budget before deciding.
Community
Limassol has a large British community, English-language churches, clubs and walking groups, and a busy calendar of cultural events. Germasogeia’s seafront promenade is where many residents walk every morning before the heat.
Visiting before you decide
Most people who retire to Cyprus spend at least one winter here first. If you fly in to view the apartment, we can show you the walk to the beach, the nearest pharmacy and supermarket, and the seafront promenade at the time of day you would use it. It is the simplest way to know whether the place suits your daily rhythm.
Questions buyers ask
Can UK citizens retire to Cyprus?
Yes. UK citizens can stay up to 90 days in any 180 without a visa. To live here longer, people with their own income apply for a residence permit; a lawyer can guide you.
What about healthcare?
Cyprus has a national health system (GESY) that registered residents can join, and private clinics are widely used. Residence permits often require private health insurance.
Does the building have a lift?
Yes. The 1-bed is on the 3rd floor of a building with a lift, and it comes with covered parking.
How are pensions taxed?
Cyprus has special rules for foreign pensions of tax residents. Rules change, so check your case with a tax adviser before you move.
Is the price negotiable?
Prices are set to the market. Serious offers after a viewing are discussed directly with the developer, without a middleman.
What if my lawyer finds a problem?
You will know before you pay a deposit, because the check comes first. You decide whether to proceed.
Is it safe to pay from abroad?
Payments are made by bank transfer, usually through your lawyer, and the contract is deposited at the Land Registry. A currency specialist can save you money on the exchange rate.
See your future home without leaving the sofa
Leave your number. We send prices, running costs and a live video walk around the home and the seafront.
- Video walk: beach, shops, clinic
- Purchase and running costs, to the euro
- Introductions to an English-speaking lawyer and tax adviser
- Fly-in day with airport pickup